Capital District Physicians Health Plan (CDPHP) presents a comprehensive selection of health insurance options.
It offers PPO, EPO, HMO plans, and high-deductible health plans compatible with Health Savings Accounts (HSA) and Health Reimbursement Arrangements (HRA). Notably, CDPHP offers some of the most competitive rates in the Eastern/Central Capital region of New York State.
CDPHP proudly holds the distinction of being the highest-rated health insurance company in New York State. Their high-deductible plans (HSA/HRA) stand out as the most cost-effective health plans available anywhere in New York. When designing your health plans, CDPHP provides a range of options, ensuring you can choose the plan that best suits your organization's needs.
For CDPHP Health Plans (EPO/PPO), a minimum enrollment requirement of 50% of all full-time employees is necessary. However, HMO plans have no participation requirements, offering added flexibility. Plus, CDPHP eliminates the need for referrals, streamlining the healthcare process. Additionally, you can access a national network through the FirstHealth National network for claims arising outside of New York State.
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