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Oxford Health Insurance, now known as United Healthcare, has earned its reputation as the premier provider of small business insurance plans in New York.

Their exceptional service and extensive network of top-notch doctors have made Oxford the preferred choice for health insurance among three-quarters of New York employers. 


Oxford United Health offers a trifecta of excellent networks: Freedom, Liberty, and Metro.


The Freedom Plan boasts the largest network of MDs in New York.


Liberty network offers a more cost-effective insurance alternative without compromising quality.


Metro network, though smaller, is providing low-cost health insurance NY.

*Freedom and Liberty networks grant your employees national coverage through United Healthcare's Choice Plus Network.

​To search the MD network click here - Oxford Doctor Search 

2024 New York Small Group Oxford Products

Oxford Health Group extends its health insurance options across the state, encompassing Downstate New York, the five boroughs, Long Island, Westchester, and the mid-to-upstate regions, stretching to Ulster and Sullivan County. It's important to note that Oxford United Health has introduced new participation requirements for Non-HMO plans. The rule stipulates that, after valid waivers, at least 60% of employees must participate. However, Liberty HMO plans remain exempt from these participation requirements.

For added flexibility, you can mix and match various Oxford Health Plans to cater to highly compensated employees with a buy-up option while still providing an affordable plan for the rest of your staff. If you believe that Oxford Health Plans align with the needs of your small business, we would be delighted to discuss the benefits and costs tailored specifically to your business requirements.

Oxford Health Insurance offers diverse plans, including EPO, PPO, HMO, and HSA options to suit your preferences.

Don't see what you like? Compare with other providers here!

Click on a plan to read more!


We are happy to answer any of your questions at NY Small Health.

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