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Univera Healthcare operates as a subsidiary of Excellus Blue Cross, primarily serving the Buffalo region.

It includes Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, and Wyoming counties. Univera specializes in providing health insurance solutions and offers a diverse range of plans, including EPO, PPO, and High Deductible Health Plans (HSA/HRA).

​To search the MD network click here - Univera Doctor Search 

For businesses considering Univera, it's important to note that they require a 75% participation rate after valid waivers. This requirement ensures that many eligible employees enroll in their plans, promoting comprehensive coverage. Additionally, Univera extends its services to individuals in these regions, offering a variety of individual health insurance plans to meet personal needs.

Don't see what you like? Compare with other providers here!

Click on a plan to read more!

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We are happy to answer any of your questions at NY Small Health.

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