Univera Healthcare operates as a subsidiary of Excellus Blue Cross, primarily serving the Buffalo region.
It includes Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, and Wyoming counties. Univera specializes in providing health insurance solutions and offers a diverse range of plans, including EPO, PPO, and High Deductible Health Plans (HSA/HRA).
For businesses considering Univera, it's important to note that they require a 75% participation rate after valid waivers. This requirement ensures that many eligible employees enroll in their plans, promoting comprehensive coverage. Additionally, Univera extends its services to individuals in these regions, offering a variety of individual health insurance plans to meet personal needs.
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